Real estate appraisal services for homeowners in the city of Naples and Collier County
Check out the top 7 reasons why Florida homeowners order from Metro Appraisals:
We at Metro Appraisals understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Metro Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging Collier County's assessment of your propertyIf you live in a region that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Metro Appraisals is your best weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Metro Appraisals, we're seasoned in helping homeowners just like you abolish unwanted PMI insurance.
HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Metro Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you'd wish to have a professional double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.